Expat ICR Max Borrowing Calculator & DIP Generator

How much can I borrow for a Buy-to-Let Purchase or Remortgage?


Property Value or Purchase Price
Monthly Rental Income(or estimated)
assuming a year loan term

Using Interest Covers Repayments (ICR) calculations, your maximum loan size would be…

Expat Products available up to 80% LTV for C&I and Interest Only. Offer depends on product suitability and subject to credit policy. Figures are to be used as a guide and do not indicate an official quote. Shorter loan terms may subject to a Full Affordability Assessment. Calculated v6.6

Decision in Principle

Broker Details Broker
Client Name Client Name
Property Value or Purchase Price Property Value or Purchase Price
Gross Rental Income Net Rental Income
Loan Term Loan Term

Using Interest Covers Repayments (ICR) calculations and based on the information you have provided, the client's maximum borrowing capacity as at date is:

Expat Criteria

We can consider up to 80% LTV for C&I repayments or Interest Only. If you require a higher loan amount we can consider assessing your situation on Full Affordability calculations which your broker can assist you with. The financial loan amount offered to you will be subject to validation of the information you have provided, in addition to ID verification, full credit searches and a satisfactory assessment of the property and rental income. Results may change during full assessment.


This is not a binding mortgage offer and is subject to the satisfactory completion of the checks detailed above. You should not enter into a legally binding commitment to buy a property until you have received, and are happy with, the full mortgage offer. This Decision in Principle is based on current lending criteria and is valid for 60 days or as long as v is current, whichever is shortest. Assessment rate and Rate to Borrower are likely to change with Bank of England cash rate changes. Decision in Principle and Formal Offer quotes are based on the BOE Rates and Cost of Funds at the time they're published. The quotes are intended as an indicative guide only and do not act as a rate lock. Fixed rates are only fixed upon the issuance of a formal mortgage offer.

Next steps

You need to:

  • Complete an Application Form
  • Collect everything required on the Doc Checklist
  • Submit all documents to your Broker

About us

Molo and Molofinance are trading names of Molo Tech Ltd, registered in England and Wales no.10510180.
Registered office: 84 Eccleston Square, London SW1 1PX. Molo Tech Ltd.
Financial Services Register Firm Reference Number 951899.
Website: www.molofinance.com


Molo is committed to providing products and services to the very highest standards. If you feel that we haven’t lived up to your expectations in any way, we’d like to know so we can put things right for you. Any complaint you have should be referred in the first instance to: Complaints Department Molo Finance at complaints@molofinance.com

Level of service

Buy to Let mortgages are not regulated by the Financial Conduct Authority (FCA). You will not receive advice on the suitability of a Molo Mortgage at any stage during your application. Molo will however, provide you with the information you will need to make an informed decision. Molo will only offer you Molo products.